Who can I sue?
Claims under the public liability regime in Queensland are governed by the Personal Injuries Proceedings Act – commonly known as a “PIPA” claim.
Unlike WorkCover or motor vehicle CTP claim, there is usually no common insurer. The claim will need to be served directly on the company or person who was at fault.
Companies or businesses ought to have insurance to respond to the claim (e.g. public liability insurance or professional indemnity insurance). Individuals with home & contents insurance often have a personal liability component of their insurance policy.
If the respondent does not have insurance, then they will be responsible for paying any damages themselves. If the injury occurred because of a crime, then an alternative source of compensation could be through the Victims of Crime compensation scheme.