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Loans & Securities

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Loans & Securities

We are experienced in both large-scale and small-scale loan transactions. Whether you are lending or borrowing money, we are well-equipped to assist you with advice tailored to your individual circumstance. We will explain the process to you in plain English, as well as advise you of your rights and obligations in regard to both loan agreements and any associated security documentation (such as mortgages or caveats).

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Lenders

We act for lenders who lend funds to consumer borrowers, commercial borrowers and family members. We prepare and advise on loan documentation to ensure your rights to recover funds from the borrower are protected. We also prepare and advise on security documentation, such as mortgages, PPSA instruments and caveats. Having adequate security for money owed to you is essential for ensuring you are able to recover these funds, should the borrower default on its obligations.

Borrowers

We understand that securing a finance agreement which is tailored to suit your needs can be an extremely stressful experience. Our team endeavours to make this experience as streamlined as possible by offering quality advice which takes into account your personal circumstances.

In addition to reviewing proposed documentation you have been provided, we can also discuss the different forms of financial arrangements which will best achieve your desired objective. We can then put you in contact with an experienced mortgage broker and financial adviser who can guide you through the lending process.

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Areas of Expertise

  • Loan documentation
  • Mortgage documentation
  • PPSA documentation
  • Caveats

Other services you may be interested in

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What Our Clients Say

"Anna, you’ve made this hard battle much easier for me because of the way you actually cared about what I was going through. Always very professional and patient. I'm really glad I’ve chosen you to fight the battle of my life and even gladder to say: WE WON! Thank you very much for everything."

- Gustavo Daresi

"Thank you Anna Stock. Amazing professionalism, attention to detail and compassion when working in the sensitive area of family law. I would highly recommend Ramsden Lawyers for any legal service."

- Mary Baker

"Excellent! Highly recommend. Received great service from Alice Drummond for family law. She was very helpful, informative and professional."

- Karen Murphy

"The professionalism from Cheryle Middleton was EXCELLENT. Made the whole property purchase paperwork a delight...not the stress filled minefield I was expecting. Clear, clever, succinct and a delight to deal with. Will definitely refer to all. Thanks Cheryle."

- Ellen Gregory

"After many years as a client with Ramsden Lawyers, our family find them very professional at what they do. All the staff are very friendly and are committed in their work."

- Adrian Zonneveld